Funnny Valentine Coloring Pages
Monday, January 31, 2011
Sunday, January 30, 2011
Saturday, January 29, 2011
BIRTHDAY PARTY INVITATION FREE AND PRINTABLE POKEMON
CLICK ON THE INVITE TO SEE IT FULL SIZE!
This Pokemon party invitation features Pikachu and looks lovely when printed - it's great and sharp. All the invites here are free and printable - they don't even have a watermark with this website's address - so print however many you need for your party.... and have a great birthday party!
Friday, January 28, 2011
Free Printable DIsney Princess Ariel Mermaid
Litle Mermaid Disney Pincess Ariel Coloring Pages
Disney princess ariel coloring pages for kids ideas, disney coloring which very simple. Please give your comment. Thanks. . .
Disney christmas coloring pictures " Happy Holiday"
Disney christmas coloring pictures
Disney mickey mouse, minie mouse and santa clouse coloring pages. . .
Thursday, January 27, 2011
Mum Knows Best - Britons’ money habits are most influenced by their mothers
Editor's note: the results of this survey are worth noting if we want to make sure that our kids grow up handling their money well!
Britons’ money habits are most influenced by their mothers
- 36% of Brits say that their mothers have had the most influence on the way they handle their money
- We are twice as likely to consult Mum than Dad on our daily spending
- More than half of people say their father took control of their household finances when they were growing up
M&S Money surveyed 1000 people to find out about how their family has influenced their finances. The research reveals that 36% say that their mothers have had the most influence on the way they handle their money, compared to 32% who say it is their fathers.
Grandparents (3%) and siblings (1%) have little influence while 24% say their family have no influence over their financial habits at all. It seems we also follow our own gender as a role model; women are most likely to say it is their mother that has most affected their financial habits (39%) while men are most likely to say that it is their father (36%)
When it comes to their daily spending, more than twice the number of people would consult Mum for her point of view instead of Dad. 22% would ask their mother about their day to day finances, while just 8% would consult their father on matters such as shopping or saving. Indeed, 6 in 10 people say they are not like their fathers at all when it comes to their finances.<.div>
It is only when the stakes are high that we turn to our Dads for occasional advice. When making large financial decisions such as buying a house or a car, one in five (20%) would turn to their father for advice compared to 11% who would ask their mothers.
Despite more people saying their Mum has been the biggest influence on their money habits, more than half (55%) of people say their father took control of their household finances while they were growing up, while for 40% it was their mother.
Colin Kersley, Chief Executive of M&S Money, said:
“While it may not always have been our mothers who controlled large financial decisions and the overall household budget when we were growing up, it seems they are now the ones who we are most likely to turn to for advice on day to day matters such as saving and spending.
“Our fathers do still have a clear role in being first point of call for advice on bigger purchases. It is great that we see the value of both parents in helping us through the many different financial decisions we face on a daily basis such as choosing the best home for our hard earned cash.”
New parents urged to seize nursery tax benefits
New parents who pay higher-rate tax are being urged to ensure they join their employer’s nursery voucher scheme before 6 April otherwise they could lose more than £1,000 tax relief due to planned cutbacks, says Baker Tilly.
Changes to employer supported childcare to be introduced on 6 April will mean that higher-rate taxpayers, both at the 40% and 50% rate, stand to lose at least half of the current annual relief offered if they have not joined an existing scheme before the new rules take effect. Tax relief is also available to parents using any form of ‘registered’ or ‘approved’ childcare.
Under measures announced in the June Budget, employees taxed at the higher and additional rate, who join a scheme after 6 April, will have their weekly allowable reliefs reduced from £55 to £28 and £22 respectively, as the the maximum relief for all taxpayers will be equalized to approximately £11 per week. Employees already part of a scheme will not see their relief affected by the changes.
Currently, higher rate tax payers can make annual tax savings of £1172 on childcare but those who join after April 6 2011 can expect to see their annual saving reduced to only £597. With two parents claiming, the amount of tax relief is worth more than £1,000.
Mark Collins, Head of the Employers Consulting Group at Baker Tilly, urges employers and employees to act now or they will lose their entitlement before the 6 April.
“Any employees who can join an existing scheme before 6 April will still be sure of obtaining tax relief at their top income tax rate – couples potentially avoiding a reduction of over £1000 a year in tax savings.”
“Employers who are considering setting up a new scheme or changing the terms of an existing scheme would be well advised to do so in time to enable all eligible employees to join in time. It will not be enough for the scheme to be in place: the employees must also have joined before 6 April.”
Changes to employer supported childcare to be introduced on 6 April will mean that higher-rate taxpayers, both at the 40% and 50% rate, stand to lose at least half of the current annual relief offered if they have not joined an existing scheme before the new rules take effect. Tax relief is also available to parents using any form of ‘registered’ or ‘approved’ childcare.
Under measures announced in the June Budget, employees taxed at the higher and additional rate, who join a scheme after 6 April, will have their weekly allowable reliefs reduced from £55 to £28 and £22 respectively, as the the maximum relief for all taxpayers will be equalized to approximately £11 per week. Employees already part of a scheme will not see their relief affected by the changes.
Currently, higher rate tax payers can make annual tax savings of £1172 on childcare but those who join after April 6 2011 can expect to see their annual saving reduced to only £597. With two parents claiming, the amount of tax relief is worth more than £1,000.
Mark Collins, Head of the Employers Consulting Group at Baker Tilly, urges employers and employees to act now or they will lose their entitlement before the 6 April.
“Any employees who can join an existing scheme before 6 April will still be sure of obtaining tax relief at their top income tax rate – couples potentially avoiding a reduction of over £1000 a year in tax savings.”
“Employers who are considering setting up a new scheme or changing the terms of an existing scheme would be well advised to do so in time to enable all eligible employees to join in time. It will not be enough for the scheme to be in place: the employees must also have joined before 6 April.”
Wednesday, January 26, 2011
Tuesday, January 25, 2011
Monday, January 24, 2011
Valentines Coloring Pages
Valentines Coloring Pages, February 14th is a day when lovers and those who love to declare his love in the Western world. The origin dark as a day of celebration Roman Catholic St. Valentine was discussed in the article. Some readers may also read the words Valentin. This festival can be associated with romantic love for the late Middle Ages, when such concepts were created.
This festival is mainly associated with the mutual exchange of love to Notis-Notis in the form of "Valentines". Modern Valentine symbols, among others, including a heart-shaped card and a picture of Cupid (UK: Cupid) winged. Early 19th century, the tradition of writing love Notis statement begins mass production of greeting cards. The Greeting Card Association (U.S. Greeting Card Association) estimates that approximately one billion Valentine cards sent each year. This makes this festival is the second biggest festival after Christmas, where the greeting cards sent. This same organization also estimates that women purchase approximately 85% of all valentines.
United States began in the second half of the 20th century, the tradition of exchanging cards expanded to provide all kinds of gifts, mostly by men and women. Gift regular roses and chocolates. In the early 1980s, the diamond industry began to promote Valentine's Day as an opportunity to give jewelry. Lets Download these Valentines Coloring Pages.
Sunday, January 23, 2011
Saturday, January 22, 2011
Friday, January 21, 2011
Thursday, January 20, 2011
Wednesday, January 19, 2011
Tuesday, January 18, 2011
Disney Cars : Lightning Mcqueen Coloring Pages
Lightning McQueen Coloring Pages
Disney Cars coloring pages lightning mcqueen coloring pages whixh i think amazing and interesting for your kids. Disney cars mcqueen is one favourite cartoon of disney which i think is good. how about you ?? are you like this cartoon characters coloring pages ??
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